Who Qualifies for Payday Loans?

People with bad or no credit

You can qualify for a loan, even with bad credit, poor credit or no credit. Do not be concerned if you have bad credit. In the event your credit is not the best, Payday Loans will still likely offer you a loan.


The approval process

Getting a payday loan approved is a quick and easy process. As soon as we are able to verify some of the information, you could be approved for your cash advance payday loan. The funds will be available in your account the very next day! No hassle of waiting in line or going to the payday loan store. Get approved for your paycheck cash advance loan, online.


Loan Amounts

We offer paycheck cash advance loans from $100 up to $500, depending on the loan application which you submit.


What can I use my Paycheck Loan for?

Use your money for whatever purpose you wish; overdue bills, emergency cash, necessary purchases, or just to have fun. Your payday loan is for you to use as you wish!


What is a payday loan?

Payday loans are a quick and confidential way to get cash advances until your next paycheck.


How soon can I receive my payday loan?

After sending the completed New Customer application, we will quickly process your application so you can receive a cash advance. It typically takes one day to approve applications, so if your loan is requested before 3:00 P.M. (MST), the payday loan will be in your account the very next day (some banks may take two days to recognize the funds).


Is my payday loan confidential?

Absolutely. Your payday loan is completely confidential and protected by our Privacy Policy.


How does an extension work?

If you are unable to repay your loan on the due date you can request a loan extension (requires an extension fee), which will extend your loan until your next payday (18 day maximum). The extension fee is $20.00 per $100.00 borrowed.


What about loans requested on the weekend or Friday?

All approved payday loan requests made Monday - Thursday by 3:00 PM (MST) will place cash in your account the next day. Friday requests will be in your account on Monday. All weekend requests will be treated as Monday requests.


Can I request another loan when I already have one loan outstanding?

You can only have one loan outstanding us at any one time. As soon as your previous balance has been collected in full (it usually takes 5-7 days for checks to clear), you can request additional payday loans.

Qualify Now

Applying for a payday advance could never be easier. With our simple 2-step process, your application will be approved quickly!

Fast Approval

Once you have submitted your information, our agents will begin to qualify your application. You will receive notice usually within a few hours.

Secure Form

Security online is more important than ever. Our website is secured with SSL, which means your data is safe and encrypted from prying eyes.