Prattville Payday Loans

Getting a Payday Cash Advance in Prattville, AL has never been easier!

Our Prattville lenders are ready to help you pay bills. Just follow the simple application and you can have money in your account tomorrow!

  • Get Approved in Minutes
  • Money in your Account Tomorrow
  • Easy Application Process
  • Safe, Secure and Confidential

We have been working with payday loans and payday lenders in Prattville, Alabama for many years, so we know how to help consumers like you pay bills and medical expenses on time!

Alabama Payday Loan Regulations:

Payday Loan Maximum - $500
Loan Term Length - 10-31 days
Maximum Finance Rates - 17.50%; 3%/month after default
Charge for a 14-day $100 loan - $17.50
APR for a 14-day $100 loan - 456.25%

Prattville Payday Loans

Serving Prattville Zip Codes: 36066, 36067, 36068,

Always Money
(334) 358-6000
632 S Memorial Dr
Prattville, AL 36067
Always Money
(334) 285-7990
3581 Hwy 14
Millbrook, AL 36054
Always Money
(334) 286-4832
4748 Mobile Hwy
Montgomery, AL 36108
Quik Pawn Shop
(334) 834-7296
1361 N Ripley St
Montgomery, AL 36104
My Alabama Payday
(334) 517-0795
2 N Jackson St
Montgomery, AL 36104
Speedy Cash
(334) 262-1092
932 Ann St
Montgomery, AL 36107
Always Money
(334) 567-3218
4876 US Hwy 231
Wetumpka, AL 36092
Fastest Cash Advance & Payday Loans
(334) 544-1432
201 Monroe St
Montgomery, AL 36104
Quik Pawn Shop
(334) 264-9961
2591 Madison Ave
Montgomery, AL 36107
Quik Pawn Shop
(334) 281-3615
4204 Norman Bridge Rd
Montgomery, AL 36105
General Finance Service
(334) 530-5270
18 S Perry St
Montgomery, AL 36104

Special Tips About Payday Loans And When To Use Them

Tips for Prattville Payday Loan Consumers

Most people have heard the expression payday loan. If getting a payday loan is as easy as it sounds, and if it is right for you, you may be curious. Well, you've come to the right place this article is full of the answers to these inquiries and more. Continue reading to find out more information about payday loans.

Call around and find out interest rates and fees. Most payday loan companies in Prattville, AL have similar fees and interest rates, but not all. If one company offers a lower interest rate, you may be able to save ten or twenty dollars on your loan. If you often get these loans, the savings will add up.

If you are considering taking out a payday loan to repay a different line of stop, think and credit about it. It may end up costing you substantially more to use this method over just paying late-payment fees on the line of credit. You will be stuck with finance charges, application fees and other fees that are associated. If it is worth it, think hard and long.

If you are thinking that you may have to default on a payday loan, think again. The loan companies in Prattville, AL collect a large amount of data from you about things like your employer, and your address. They will harass you continually until you get the loan paid off. It is better to borrow from family, sell things, or do whatever else it takes to just pay the loan off, and move on.

You should make sure you are dealing directly with the payday loan lenders in Prattville if you apply for a loan at a payday online site. Using them is ill advised given the information you have to reveal about yourself, though there are Lending Tree-style sites that will forward your information to multiple lenders in Prattville.

Find a lesson in the headache that is payday loans. Once you receive and repay such a loan, you might feel a sense of resentment over how expensive it actually was. Instead of being angry and doing nothing, let this motivate you to save a small portion of your paycheck every week so you won't ever have to take out a payday loan again.

Make every attempt to pay off your payday loan on time. If you can't pay it off, the loaning company may force you to rollover the loan into a new one. This new one accrues its own set of fees and finance charges, so technically you are paying those fees twice for the same money! This can be a serious drain on your bank account, so plan to pay the loan off immediately.

Do not allow a lender to talk you into using a new loan to pay off the balance of your previous debt. You will get stuck paying the fees on not just the first loan, but the second as well. They can quickly talk you into doing this time and time again until you pay them more than five times what you had initially borrowed in just fees.

Read all the fine print on anything you read, sign, or might sign at a payday lender. Ask questions about anything you do not understand. Assess the confidence of the answers given by the employees. Some simply go through the motions all day, and were trained by someone doing the same. They might not know all the fine print themselves. Never hesitate to call their toll-free customer service number, from inside the store to connect to someone with answers.

Do not let the opportunity of getting cash quickly keep you from making a wise decision. Too many people approach payday loans as an easy solution to cover their bills and end up in debt. You need to think about your decision carefully and make sure you can afford to pay back your loan.

Make sure that you read all of the fine print, before applying for a payday loan. Because they did not read all of the details before signing, many people get burned by payday loan companies in Prattville, AL. If you do not understand all of the terms, ask a loved one who understands the material to help you.

If you are often resorting to payday loans to get by, take a close look at your spending habits. Payday loans are as close to legal loan sharking as, the law allows. They should only be used in emergencies. Even then there are usually better options. If you find yourself at the payday loan building every month, you may need to set yourself up with a budget. Then stick to it.

Never borrow more than you will be able to pay back. You have probably heard this about credit cards or other loans. Though when it comes to payday loans, this advice is even more important. You can avoid a lot of fees that typically come with these types of loans if you know you can pay it back right away.

It is important to remember that payday loans should only be used for the short term. Consider obtaining a different type of loan, such as a line of credit from your bank, if you need to borrow money for a longer time. Even a credit card can charge less interest and give you a longer period in which to pay back the money.

Although the cost of taking out a payday loan is not cheap, it really only causes large concern when you do not pay the loan back on time. Even with sky-high interest rates, typical payday loans are due in one to two weeks. This does not provide much time for large amounts of interest to accrue. If you cannot afford to pay the loan back in time, however, the interest becomes a big, expensive problem.

Now you are armed with the facts necessary to make smart choices when it comes to payday loans. When you are fully informed about a payday loan, then you can decide whether it can be used to your advantage. You have learned some valuable information from this article, now you can put it to use.

Prattville Payday Advance Lender

Receiving a Payday Loan in Alabama has never been easier! Our process is safe and secure. That's why people choose for their advance loan needs! - Apply Now!

Other Alabama Payday Loan Locations:
Vestavia Hills, Bessemer, Prichard, Auburn, Mobile, Madison,

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Once you have submitted your information, our agents will begin to qualify your application. You will receive notice usually within a few hours.

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