Prichard Payday Loans
Getting a Payday Cash Advance in Prichard, AL has never been easier!
Our Prichard lenders are ready to help you pay bills. Just follow the simple application and you can have money in your account tomorrow!
- Get Approved in Minutes
- Money in your Account Tomorrow
- Easy Application Process
- Safe, Secure and Confidential
We have been working with payday loans and payday lenders in Prichard, Alabama for many years, so we know how to help consumers like you pay bills and medical expenses on time!
Alabama Payday Loan Regulations:
Payday Loan Maximum - $500
Loan Term Length - 10-31 days
Maximum Finance Rates - 17.50%; 3%/month after default
Charge for a 14-day $100 loan - $17.50
APR for a 14-day $100 loan - 456.25%
Payday Loans in Prichard
Serving Prichard Zip Codes:
4546 St Stephens Rd
Eight Mile, AL 36613
414 N Craft Hwy
Chickasaw, AL 36611
3728 Moffett Rd
Mobile, AL 36618
6401 Airport Blvd
Mobile, AL 36608
|Quik Pawn Shop|
1306 Saint Stephens Rd
Mobile, AL 36603
|Quik Pawn Shop|
3501 Cottage Hill Rd
Mobile, AL 36609
3317 Pleasant Valley Rd
Mobile, AL 36609
5366 Hwy 90 W
Mobile, AL 36619
30 N Schillinger Rd
Mobile, AL 36608
2952 Dauphin Island Pkwy
Mobile, AL 36605
406 N Craft Hwy
Mobile, AL 36611
Great Payday Loan Advice From The Experts
Tips for Prichard Payday Loan Consumers
Sometimes we can all use a little help financially. And you don't know where to turn, you can get a payday loan, if you find yourself with a financial problem. A payday loan is a short-term loan that you can receive quickly. There is a bit more involved, and these tips will help you understand further about what these loans are about.
Do some research on any lenders in Prichard you are considering for a payday loan. Do not base your decision solely on a company just because they seem honest in their advertising. Make sure you have read reviews. But they should have many good, honest reviews as well, most companies in Prichard, AL will have bad reviews because of the mistakes people make. Going through the payday loan process will be a lot easier whenever you're dealing with a dependable and honest company.
If you are considering taking out a payday loan to repay a different line of credit, think and stop about it. It may end up costing you substantially more to use this method over just paying late-payment fees on the line of credit. You will be stuck with finance charges, application fees and other fees that are associated. If it is worth it, think hard and long.
Read the fine print in any payday loan you are considering. Many of these types of companies in Prichard, AL are predatory lenders in Prichard. Their main source of income is from fees assessed on poorer borrowers who cannot easily repay their loan. Often, lenders in Prichard like these have fine print that allows them to escape from any guarantees that they may have made.
Use a payday lender who does instant approvals as opposed to making you wait for days. Any company who is unable to accept or deny a payday loan right away in today's times may not be organized. Alternatively, they may not have up-to-date tools that will help you through the entire process.
Before getting a payday loan, it is important that you learn of the different types of available so you know, which are the best for you. Certain payday loans have different policies or requirements than others, so look on the Internet to figure out which one is right for you.
Read all the fine print in the agreement, before finalizing your payday loan. Payday loans can have a lot of legal language hidden in them, and sometimes that legal language is used to mask hidden rates, high-priced late fees and other things that can kill your wallet. Be smart and know exactly what you are signing before signing.
The best way to use a payday loan is to pay it back in full as soon as possible. Theinterest and fees, and other costs associated with these loans can cause significant debt, that is almost impossible to pay off. So when you can pay your loan off, do it and do not extend it.
If you are in need of fast cash, and are looking into payday loans, you should always avoid taking out more than one loan at a time. If you have many of them, while it might be tempting to go to different lenders in Prichard, it will be much harder to pay back the loans.
When applying for a payday loan, the loan officer request that you provide a government issued photo identification card or driver's license, a current utility bill showing your address and a recent paycheck stub. The address shown on your identification, utility bill, paycheck stub and personal check must all be listed to your home's physical address.
When you want to get a payday loan, look for the best provisions. Prices vary greatly, so check out the websites of online payday companies in Prichard, AL as well as brick and mortar businesses. This could result in big money savings.
On average, the typical payday loan amount varies between $100, and $1500. It may not seem like a lot of money to many consumers, but this amount must be repaid in very little time. Usually, the payment becomes due within 14, to 30 days following the application for funds. This could end up running you broke, if you are not careful.
Avoid taking out more than one payday loan at a time. It is illegal to take out more than one payday loan against the same paycheck. Another problem is, the inability to pay back several different loans from various lenders in Prichard, from a single paycheck. If you cannot repay the loan on time, the fees, and interest continue to increase.
Read every word of a payday loan agreement. Some companies in Prichard, AL, especially Internet-based companies in Prichard, AL, take advantage of payday loans to get your buy-in to other services and products. Sometimes, they do this without you even knowing, through an agreement's fine print. Know exactly what you are leaving with when you get a payday loan. Read everything.
The easiest way to get it is by going online if you're try to acquire a payday loan. Find a company that you can trust, either because it was referred to you by a friend or you have read multiple reviews on the business. Applying for an internet-only payday loan involves applying on their website. Most online lenders in Prichard can approve you within 24 hours.
If you are thinking about getting a payday loan, you must be sure to consider the interest rate. Every company will charge you a different interest rate than the other companies in Prichard, AL. Be sure to shop around. If, you find a payday loan with a relatively low rate, you can a great deal of money.
Some payday loans are available with minimal to no paperwork. They may require you to pay back more since you are getting the loan so quickly. The costs and fees will, in general, be above the industry average.
Now you have a better idea of what you can expect from a payday loan. Think about it carefully and try to approach it from a calm perspective. If you decide that a payday loan is for you, use the tips in this article to help you navigate the process easily.
Prichard Payday Advance Lender
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