La Puente Payday Loans
Getting a Payday Cash Advance in La Puente, CA has never been easier!
Our La Puente lenders are ready to help you pay bills. Just follow the simple application and you can have money in your account tomorrow!
- Get Approved in Minutes
- Money in your Account Tomorrow
- Easy Application Process
- Safe, Secure and Confidential
We have been working with payday loans and payday lenders in La Puente, California for many years, so we know how to help consumers like you pay bills and medical expenses on time!
California Payday Loan Regulations:
Payday Loan Maximum - $300
Loan Term Length - Max: 31 days
Maximum Finance Rates - 15% of check
Charge for a 14-day $100 loan - $17.65
APR for a 14-day $100 loan - 459%
La Puente Payday Loans
Serving La Puente Zip Codes: 91744, 91746, 91747, 91749,
2349 S Azusa Ave
West Covina, CA 91792
14135 Francisquito Ave
Baldwin Park, CA 91706
|Payday Money Centers|
13205 Whittier Blvd
Whittier, CA 90602
150 W Arrow Hwy
Covina, CA 91722
|L.A. Cash Advance|
2122 Francisquito Ave
West Covina, CA 91746
540 N Azusa Ave
West Covina, CA 91790
332 N Azusa Ave
West Covina, CA 91791
|ACE Cash Express|
1393 N Hacienda Blvd
La Puente, CA 91744
Tips For Getting The Payday Loan That You Need
Tips for La Puente Payday Loan Consumers
If you do not know what to do about a payday loan you should think about all of your options. Quick cash can be just what you need to help you to the next paycheck. Please read on for more information on how a payday loan may help you out today.
When attempting to attain a payday loan as with any purchase, it is wise to take your time to look around. Different places have plans that vary on interest rates, and acceptable forms of collateral. Try to find a loan that works in your best interest.
Never lie on your payday loan application. You could be charged with fraud, which will end up costing you much more if you end up going to jail, if you do not tell the truth.
Don't pick out a payday loan company without doing some comparison shopping. Some might offer lower interest rates than others, while others might waive fees for taking the loan out in the first place. Some payday lenders in La Puente may offer you money immediately, while others may make you wait a few days. Weigh all of your options before deciding on which option is best for you.
A lot of payday loan institutions out there make you sign a contract and you will be in trouble down the line. If the debtor goes into bankruptcy, they will still try and collect their money. Borrowers are also forced to sign agreements preventing lawsuits if disputes arise.
You may want to consider taking them with you to a payday loan provider if you have any valuable items. Sometimes, payday loan providers will let you secure a payday loan against a valuable item, such as a piece of fine jewelry. A secured payday loan will usually have a lower interest rate, than an unsecured payday loan.
Before getting any loans, read the fine print.
Since there are usually additional fees and terms hidden there. Many people make the mistake of not doing that, and they end up owing much more than they borrowed in the first place. Always make sure that you understand fully, anything that you are signing.
Limit your payday loan borrowing to twenty-five percent of your total paycheck. Many people get loans for more money than they could ever dream of paying back in this short-term fashion. You are more likely to have enough funds to pay off this loan when your paycheck finally comes, by receiving only a quarter of the paycheck in loan.
Do not consolidate the obligations if you have several payday loans going at once. It will be even more difficult to make payments on a larger one if you are unable to pay the smaller loans. Instead, work on paying one at a time until they are all paid off.
Look for ways to avoid another emergency and ways to get things back to normal, as your situation returns to normal and you manage the money after. If you think this will work itself out you may be mistaken. You are always going to need to pay this money back.
For people who get stuck in a position where they have more than one payday loan, you need to consider alternatives to paying them off. Think about using a cash advance off your credit card. The interest rate will be lower, and the fees are significantly less than the payday loans.
Check the BBB standing of payday loan companies in La Puente, CA. There are some reputable companies in La Puente, CA out there, but there are some others that are less than reputable. By researching their standing with the Better Business Bureau, you are giving yourself confidence that you are dealing with one of the honourable ones out there.
Try to find a payday loan company that offers loans to individuals with poor credit. These loans are based on your job situation, and ability to pay back the loan instead of relying on your credit. Securing this type of cash advance can also help you to re-build good credit. And pay it back on time if you comply with the terms of the agreement.
Ensure that your payday loan company is operating within your country of origin. The affiliates might be operating in a certain state, while the lender is elsewhere. It may be that you wind up with a loan that is more expensive than you first believed.
Expect to pay incredibly high interest rates if you plan to get a payday loan. Before you take a payday loan, some payday loans interest rates can exceed 300% look into other options. If a payday loan is necessary, make sure to do your research and read all the fine print.
You should make sure you understand the consequences of defaulting on that loan if you want to apply for a payday loan. Payday loan lenders in La Puente are notoriously infamous for their collection methods so make sure that you are able to pay the loan back by the time that it is due.
In most cases, when you apply for a payday loan you must give a post-dated bank check to the company from which you are getting the money. This check guarantees you will repay the loan and the amount of the check includes the money your borrowed, plus any fees and interest. It is important to make sure your checking account has enough money to cover the check you previously wrote. You will also have to pay additional fees to the lender, though a lack of sufficient funds will not only result in trouble with your bank.
You never know who is on the other end of the computer, so you have to be very careful when getting a payday loan. Look for information on the site that you can use to contact the lender. If they cannot be reached, you should not trust the company at all.
Getting out of a financial pinch can be quite a challenge, especially in today's economy. With any luck this article has given you some good information about payday loans. It is always important to be an well informed consumer.
La Puente Payday Advance Lender
Receiving a Payday Loan in California has never been easier! Our process is safe and secure. That's why people choose USAPaydayLoansQuickly.com for their advance loan needs! - Apply Now!