Illinois Payday Lender Locations


Below you can find a list of all cities served in Illinois!



Illinois Payday Advance Loan Regulations:


Payday Loan Maximum - lesser of $1000 or 25% gross monthly income
Loan Term Length - 13-45 days
Maximum Finance Rates - $15.50 per $100
Charge for a 14-day $100 loan - $15.50
APR for a 14-day $100 loan - 403%
Max Loan Length -

No payday loan may have a minimum term of less than 13 days and does not exceed 120 days.

Except for an installment payday loan, no payday loan may be made to a consumer if the loan would result in the consumer being indebted to one or more payday lenders for a period in excess of 45 consecutive days.

A payday loan shall also include any installment loan otherwise meeting the definition of payday loan contained in §1-10, but that has a term agreed by the parties of not less than 112 days and not exceeding 180 days; hereinafter an "installment payday loan."


Resources:
Illinois Division of Financial Institutions
Address: Consumer Credit Section, 320 W. Washington Springfield IL 62701
(888) 298-8089
More Info Illinois Division of Financial Institutions
Address: Consumer Credit Section, 320 W. Washington Springfield IL 62701
(888) 298-8089
More Info


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