Independence Payday Loans

Getting a Payday Cash Advance in Independence, MO has never been easier!


Our Independence lenders are ready to help you pay bills. Just follow the simple application and you can have money in your account tomorrow!


  • Get Approved in Minutes
  • Money in your Account Tomorrow
  • Easy Application Process
  • Safe, Secure and Confidential


We have been working with payday loans and payday lenders in Independence, Missouri for many years, so we know how to help consumers like you pay bills and medical expenses on time!

Missouri Payday Loan Regulations:


Payday Loan Maximum - $500
Loan Term Length - 14-31 days
Maximum Finance Rates - Not Specified (No borrower shall be required to pay a total amount of accumulated interest and fees in excess of 75% of the initial loan amount on any single authorized loan for the entire loan term and all authorized renewals. Otherwise, interest is set pursuant to small loan law which provides that parties may set rate by contract.)
Charge for a 14-day $100 loan - $75
APR for a 14-day $100 loan - 1950%


Independence Payday Loans



Serving Independence Zip Codes: 64050, 64051, 64052, 64053, 64054, 64055, 64056, 64057, 64058,


Waldo Financial
(816) 333-6800
8437 Wornall Rd
Kansas City, MO 64114
Payday Money Store
(816) 461-3121
900 E 23rd St S
Independence, MO 64055
Fastest Cash Advance & Payday Loans
(816) 461-0098
911 Main St
Kansas City, MO 64105
American Payday Loans
(816) 459-7070
5520 NE Antioch Rd
Kansas City, MO 64119
Extra Cash Payday Loans
(816) 455-3483
1802 NE Parvin Rd
Kansas City, MO 64116
Check Into Cash
(913) 327-7908
11044 Quivira Rd
Overland Park, KS 66210
Payday Loans Kansas City
(888) 860-5083
1731 Walnut St
Kansas City, MO 64108
American Payday Loans
(816) 833-1644
3609 S Noland Rd
Independence, MO 64055
ACE Cash Express
(913) 257-3607
9970 W 87th St
Shawnee Mission, KS 66212
Title Loans 4 Less
(816) 322-1322
230 E N Ave
Belton, MO 64012
Debbie Baker Krough - State Farm Insurance Agent
(816) 361-4200
6300 Walnut
Kansas City, MO 64113


A Short Guide To Getting A Payday Loan

Tips for Independence Payday Loan Consumers


When financial problems arise, you may feel as though no one can help you. It may seem like you haven't got any friends in the world. Luckily, payday loans are a great way to help you in these times. First, read these tips about payday loans in order to do everything correctly.


Payday loan companies in Independence, MO will work around the laws to charge you the highest amount. They impose fees that increase the amount of the repayment amount. A loan can accrue as much as ten times the interest rate of a standard loan, as a result.


Pay the loan off in full by its due date. Pushing the loan time out further with refinancing can cost you high interest rates that can quickly bury you further in debt.


Look into all of your options. If you take the time to compare some personal loans versus payday loans, you may find that there are some lenders in Independence that will actually give you a better rate for payday loans. Factors such as the amount of the loan and your credit score all play a role in finding the best loan option for you. Doing your homework can save you a lot in the long run.


Try taking out loans directly from lenders in Independence to get the cheapest rates. Indirect loans come with additional fees that can be quite high.


Write down your payment due dates. After you get the payday loan, you will have to pay it back, or at least make a payment. Even if you forget when a payment date is, the company will attempt to withdrawal the amount from your bank account. Writing down the dates will help you remember, so that you have no problems with your bank.


There are organizations that can assist you in making arrangements to pay off your overdue payday loans. Their free services can help you get a lower rate or consolidate your loans to help you escape from your predicament.


Direct deposit is a great way to go if you want a payday loan. This allows the lender to put the funds into your account by the next day. In addition to being very convenient, it also allows you to avoid having to walk around with all of the money you borrowed.


Never rely on payday loans to get you paycheck to paycheck. Try to see a credit counselor, they might be of some assistance, if you are having issues. Payday loans that are not paid on time add up quickly and can lead to bankruptcy. Don't take out such a loan, and you'll never face such a situation.


Whenever applying for a payday loan, make sure that all the information you provide is accurate. Often times, things like your employment history, and residence can be verified. Make sure that all your information is correct. You can avoid getting declined for your payday loan, leaving you helpless.


Do some comparison shopping when looking for a payday loan. Lenders charge different fees and rates. You'll find that some sites offer better deals than others. Don't commit to any company until you have done your research.


Pay close attention to fees. There may be local community regulations as well, even though the interest rates that payday lenders in Independence can charge is usually capped at the state level. Many payday lenders in Independence make their real money by levying fees both in size and quantity of fees overall, because of this.


Request only the necessary funds that are required to pay back what you need with a payday loan. It is easy to take out more than you can easily pay back in a timely fashion.


Always read the fine print for a payday loan. If you pay the loan back early, some companies in Independence, MO charge fees or a penalty. Others charge a fee if you have to roll the loan over to your next pay period. These are the most common, but they may charge other hidden fees or even increase the interest rate if you do not pay on time.


Make sure you will be able to pay it back after the loan term ends, before you apply for a payday loan. Typically, the loan term can end after only about two weeks. Payday loans are just for those who can pay them back quickly. Make sure you will be getting paid sometime very soon before applying.


Don't think about your credit score when searching for payday lenders in Independence. All that payday lenders in Independence are going to look and verify your income and the ability to pay back the loan from your next paycheck. Many don't even use credit checks. They just use verification and will then offer up to $700 based off of that information.


Those of you looking for quick approval on a payday loan should apply for your loan at the beginning of the week. If you apply on a Friday, you might not see your money until the following Monday or Tuesday, many lenders in Independence take 24 hours for the approval process, and.


Before you apply for a payday loan, make sure you understand the fee schedule. If you do not understand certain aspects of the loan documentation, do not accept the loan. Ensure your budget allows for the payday loan to be paid in full by its due date.


If you are considering a payday loan, there are several things that you must have in order to qualify. You must have a checking account, as well as be established in your job. Most payday loans require at least 3 months of continuous employment, before a loan can be made.


If you must take out a payday loan be sure that the fees will be lower than a overdraft fee. If you are looking at having numerous bills coming through and no funds, then a payday loan is best. If it is just one bill, it might be best to just take the overdraft fee.


Following the tips listed above should set you on the right payday path, enabling you to make the best decision. You'll find the best provider, ask for the best amount, and make the payments to keep going. Put this advice to work so that you make informed decisions regarding payday loans.


Independence Payday Advance Lender

Receiving a Payday Loan in Missouri has never been easier! Our process is safe and secure. That's why people choose USAPaydayLoansQuickly.com for their advance loan needs! - Apply Now!


Other Missouri Payday Loan Locations:
Columbia, Cape Girardeau, Lees Summit, St. Peters, Joplin, St. Louis,

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