Des Moines Payday Loans

Getting a Payday Cash Advance in Des Moines, WA has never been easier!


Our Des Moines lenders are ready to help you pay bills. Just follow the simple application and you can have money in your account tomorrow!


  • Get Approved in Minutes
  • Money in your Account Tomorrow
  • Easy Application Process
  • Safe, Secure and Confidential


We have been working with payday loans and payday lenders in Des Moines, Washington for many years, so we know how to help consumers like you pay bills and medical expenses on time!

Washington Payday Loan Regulations:


Payday Loan Maximum - $700 or 30% of gross monthly income, whichever is less
Loan Term Length - Max: 45 days
Maximum Finance Rates - 15%: first $500; 10%: remaining portion of the loan in excess of $500 up to the $700 maximum
Charge for a 14-day $100 loan - $15
APR for a 14-day $100 loan - 390%


Des Moines Payday Loans



Serving Des Moines Zip Codes:


Micro Loans NW
(253) 856-2820
118 Central Ave S
Kent, WA 98030
Money Mart
(253) 272-1441
1701 Division Ave
Tacoma, WA 98403
Possible Finance
(206) 494-1808
1929 3rd Ave
Seattle, WA 98101
Moneytree
(253) 941-2274
31625 Pacific Hwy S
Federal Way, WA 98003
Moneytree
(425) 228-2551
528 Rainier Ave S
Renton, WA 98055
Moneytree
(253) 473-3500
2528 S 38th St
Tacoma, WA 98409
Moneytree
(206) 861-1010
1400 Madison St
Seattle, WA 98104
My Washington Payday
(206) 456-6032
901 Fifth Ave
Seattle, WA 98104
Moneytree
(206) 835-1700
116 SW 148th St
Burien, WA 98166
Moneytree
(253) 852-6669
25260 104th Ave SE
Kent, WA 98030
Farmers Insurance - James Tucker
(206) 878-7800
15723 1st Ave S
Burien, WA 98148


Are You Getting A Payday Loan What To Think About

Tips for Des Moines Payday Loan Consumers


Anytime you have a problem with money, it can feel like you have to take care of it right away. Sometimes, that is not possible. However, payday loans help you to take care of some financial troubles right away. Just follow these tips to make sure you know what payday loans are all about.


There are many situations where a payday loan is your only option. However, they should be only used as a last resort, if possible. It is best to ask them first before resorting to getting a payday loan if you know a friend or a family member that you could borrow from.


Make sure that you understand exactly what a payday loan is before taking one out. These loans are normally granted by companies in Des Moines, WA that are not banks they lend small sums of money and require very little paperwork. The loans are accessible to most people, although they typically need to be repaid within two weeks.


Generally, payday loans must be repaid within two weeks of the closing date. Things happen sometimes you may not be able to come up with the cash to resolve the loan by its due date. Don't worry about being in default. A lot of lenders in Des Moines give you the option to subscribe to a 'roll over' feature, which usually includes fees.


Research various payday loan companies in Des Moines, WA before settling on one. There are many different companies in Des Moines, WA out there. Some of which can charge you serious premiums, and fees compared to other alternatives. In fact, some may have short term specials, that really make a difference in the total cost. Do your diligence, and make sure you are getting the best deal possible.


Be certain to read the contract carefully, looking for any hidden fees or important pay-back information, if you are in the process of securing a payday loan. Do not sign the agreement until you fully understand everything. Look for red flags, such as large fees if you go a day or more over the loan's due date. You could end up paying far more than the original loan amount.


A checking account is usually necessary to get a payday loan. Lenders want to ensure that they are automatically paid on the due date. The withdrawal will take place on the scheduled date of your paycheck deposit.


Think again if you are thinking that you may have to default on a payday loan. The loan companies in Des Moines, WA collect a large amount of data from you about things like your employer, and your address. They will harass you continually until you get the loan paid off. It is better to borrow from family, sell things, or do whatever else it takes to just pay the loan off, and move on.


Many payday loan lenders in Des Moines will advertise that they will not reject your application due to your credit score. Many times, this is right. However, be sure to look into the amount of interest, they are charging you. According to your credit score the interest rates will vary. If your credit score is bad, get ready for a higher interest rate.


Call the company as soon as possible to ask if they will give you an extension if your repayment date is coming up and you will not have enough to cover it. You might be able to find a short grace period, such as a 1 or 2-day extension to pay the amount. Be aware that taking them up on the offer may mean you end up paying more.


If you have to take out a payday loan, make sure you read any and all fine print associated with the loan. If there are penalties associated with paying off early, it is up to you to know them up front. If there is anything that you do not understand, do not sign.


Find a lesson in the headache that is payday loans. After using one, you might be mad due to the fees associated to using their services. This might be the information you were looking for so you can save money from now on.


Keep in mind that you have certain rights when you use a payday loan service. You can file a complaint with your state agency if you feel that you have been treated unfairly by the loan company in any way. In order to force them to abide by any rules, or conditions they fail to live up to, this is. Always read your contract carefully. So that you know what their responsibilities are, as well as your own.


Try to find a payday loan company that offers loans to individuals with poor credit. These loans are based on your job situation, and ability to pay back the loan instead of relying on your credit. Securing this type of cash advance can also help you to re-build good credit. If you comply with the terms of the agreement, and pay it back on time.


If you need to cover certain expenses immediately this should mostly include bills or medical expenses, take a payday loan only. Do not get into the habit of taking payday loans. The high interest rates could really cripple your finances on the long-term, and you need to learn how to stick to a budget instead of borrowing money.


As you are completing your application for payday loans, you are sending your personal information over the web to an unknown destination. Being aware of this might help you protect your information, like your social security number. Do your research about the lender you are considering before, you send anything over the Internet.


Although there are a lot of negatives associated with payday loans, the major positive is that the money can be deposited into your account the next day for immediate availability. This is important if, you need the money for an emergency situation, or an unexpected expense. Do some research, and read the fine print to make sure you understand the exact cost of your loan.


If you need to make a payment right away, a payday loan can make it possible. You just have to know what they entail, so there are no surprises. The tips here can help you to be prepared for the entire process. Therefore, you can get a loan that helps you, and pay it back as soon as possible.


Des Moines Payday Advance Lender

Receiving a Payday Loan in Washington has never been easier! Our process is safe and secure. That's why people choose USAPaydayLoansQuickly.com for their advance loan needs! - Apply Now!


Other Washington Payday Loan Locations:
Issaquah, Mercer Island, Oak Harbor, Richland, Sammamish, Lacey,

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